Commercial Insurance
We work with many reputable "A" rated carriers that provide broad coverages and competitive rates and understand that each business needs specific coverages for the different exposures.
Transportation & Trucking Insurance
We work with numerous programs designed for commercial trucking and transportation insurance. Please contact our office for your commercial trucking quote.
Electrical, Plumbing, & HVAC Insurance
Electrical, Plumbing, and HVAC Insurance is a commercial insurance tailored for businesses offering electrical, plumbing, or HVAC services and installations. It shields against liability and property damage claims stemming from accidents, injuries, errors, theft, vandalism, or other perils affecting business assets and premises. Coverage typically encompasses general liability, commercial property, workers’ compensation, business income, and commercial auto. Costs and prerequisites vary based on business size, services offered, and regulatory compliance, making this insurance crucial for mitigating risks in the electrical, plumbing, and HVAC sectors.
Construction Insurance
Construction insurance encompasses various policies safeguarding individuals, businesses, and stakeholders in construction endeavors. It shields against industry-specific risks like accidents, injuries, property damage, lawsuits, and income loss. Common types include Builders Risk, Contractors Liability, Workers Compensation, Commercial Auto, and Contractors Equipment Insurance. Costs and prerequisites vary based on project size, nature of work, and regulatory compliance. Crucial for project safety and security, construction insurance is indispensable in mitigating potential liabilities.
Excavation & Grading of Land Insurance
Excavation and grading insurance provides essential coverage for individuals and businesses involved in land preparation activities. It safeguards against property damage, bodily injury, and environmental liabilities inherent in earthmoving operations. Tailored to project needs, this insurance offers protection for equipment, liability, and workers' compensation, ensuring financial security in the face of unforeseen accidents on the job site.
Landscaping Insurance
Landscaping Insurance is vital for businesses in the landscaping industry, offering specialized coverage against property damage, bodily injury, equipment damage, and environmental liabilities. It typically includes general liability, commercial property, workers' compensation, and commercial auto insurance. This insurance ensures financial security and peace of mind for landscaping businesses, particularly in the event of unexpected accidents on job sites.
Manufacturing Insurance
We work with numerous Competitive programs designed for electrical plumbing, HVAC, and smaller operations. Please contact us for your quote.
Please contact us so we can review you’re insurance to see how we can help service your insurance needs.
contact us“Switching to Gaines & Critzer, Ltd. was the best decision for our business. Their personalized approach and comprehensive coverage options gave us peace of mind, knowing our assets are well-protected.“
Susan Nelms